Adjustable-rate Mortgages Have a Billion Dollar Problem Adjustable-rate mortgages can never go below 2.75%. That's a problem and it is costing borrowers billions.
The "Evil Landlord" Explanation Understand how to lower the cost of rent, by thinking like an evil landlord.
Our Zoning Laws are "Anti-Rationing" Instead of rationing housing, we're "anti-rationing". Our zoning laws are the exact opposite of anything that makes sense.
